Age 30-40

Setting up a busines is not just about books or accounts. You need to protect yourself, your family, and your colleagues. Because of this, you should review your pension, medical and health insurance with your financial adviser. On top of this, Campbell Thomson will be able to help you with key person insurance for important people in your business.

Many of us move house at least once in our lifetime. When moving from one house to another, many move to a bigger property meaning you have to extend your mortgage facility.

However, downsizing may result in a lump sum for investment.

To get the best rates and most suitable arrangements when reviewing your loans or investments, speak to a financial adviser.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Starting a new job can mean better benefits and perhaps a better salary. This means you may be able to increase your savings and pensions provisions. Here at Campbell Thomson we can give you the advice you need in situations such as this.

The financial commitments do not end after the wedding. With the possibility of joint incomes there are many questions to bear in mind:

• Do you have plans for starting a family?
• Is your house big enough for a family
• Would you have to extend your mortgage if you were to move?
• Would your children need private education

We are here to help you consider these sorts of questions.

Your home may be repossessed if you do not keep up repayments on your mortgage.